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Withdrawing returns supplied assets and reduces the account’s collateral. Withdrawals require available market liquidity, even when the account has no debt.

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Withdraw in the app

Before withdrawing, check that your wallet owns the account or has active delegate permission. The account must have a supply position in the selected market.
  1. Open the account on XOXNO.
  2. Select the supplied asset.
  3. Enter the amount to withdraw, or select the full balance.
  4. If debt remains, review the projected borrowing limit and health factor.
  5. Review the recipient, amount, account, and network.
  6. Approve the transaction in your wallet.
  7. Wait for confirmation on Stellar.
  8. Check the received amount and the remaining supplied balance.
If confirmation is unclear, follow Check transaction status before approving another withdrawal.

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Withdrawal limits

The market must have enough cash, and utilization after withdrawal must remain within its ceiling. These conditions apply to every ordinary withdrawal, including a debt-free account. If debt remains, the account must also meet its current LTV borrowing limit, maintain health factor of at least 1, and satisfy the minimum LTV-weighted collateral floor. Low-decimal collateral also has a minimum token balance. See risk parameters. A paused listing blocks withdrawal. A frozen listing or a protocol-wide pause does not. Indebted withdrawals require valid account prices; debt-free withdrawals do not.

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Withdraw the full balance

The full withdrawal option removes the selected asset’s entire supplied balance, including accrued interest. The same liquidity and risk checks still apply. To close the account, repay all debt and withdraw all supplied assets. The empty account closes and its position NFT is burned. A partial withdrawal can refresh the remaining position’s liquidation terms. See changes to collateral terms for how that affects existing positions. Contract calls and full-balance handling are in the withdrawal integration guide.