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Supplying adds assets to a lending market. The supplied balance earns variable interest and serves as collateral on the account. XOXNO does not have a separate non-collateral supply mode.

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Supply in the app

Before supplying, check that your wallet uses the app’s Stellar network. For a new account, choose its spoke carefully: the account cannot change spokes.
  1. Open XOXNO.
  2. Connect your Stellar wallet.
  3. Choose a lending account, or choose a spoke for a new account.
  4. Select an eligible asset.
  5. Enter a positive amount.
  6. Review the supply rate, available capacity, amount, and account.
  7. Approve the transaction in your wallet.
  8. Wait for confirmation on Stellar.
  9. Check the credited balance on the account.
If confirmation is unclear, follow Check transaction status before approving another supply. The credited amount is the amount the pool actually receives. If a token delivers less than the amount sent, the account receives credit only for the amount delivered.

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Supply requirements

The market must exist in an active hub, and the account’s spoke must allow the asset as collateral. The supply must fit within the spoke’s cap and the account’s position limit. A protocol-wide pause, a paused listing, or a frozen listing blocks supply. A zero supply cap also blocks new exposure. Very small amounts can fail if they are too small to record in the protocol’s balance accounting. Assets with fewer than three decimals have additional collateral restrictions. Supplying can refresh the position’s stored liquidation terms. In some cases, that refresh needs valid prices for the account. See risk parameters before adding to a position whose listing terms have changed.

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Supply for another account

Anyone can fund a supply to a market the account already supplies. The hub and token must both match the existing position. Only the owner or an active delegate can open an additional distinct supply position on that account. Supplied funds belong to the account, even when someone else funds the transaction.

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Interest and withdrawals

Base lending interest is reflected in the supplied balance without a separate claim transaction. Rates vary with the market; see interest and revenue. Funds are subject to withdrawal conditions and bad-debt losses. A debt-free account still faces these supplier risks. Contract calls and error codes are in the supply integration guide. For an illustrated starting point, read how USDC lending yield works. Rates are variable, withdrawals have conditions and supplied balances remain exposed to protocol and bad-debt risks.