Accounts and balances
Does supplying create a receipt token?
Does supplying create a receipt token?
It does not create a separate transferable supply token. Supply and debt
are recorded on a lending account. The account itself has a
transferable position NFT; moving that NFT transfers control of its
collateral and debt. See Lending accounts.
Can one wallet hold several lending accounts?
Can one wallet hold several lending accounts?
Yes. Each account has its own collateral, debt, and fixed spoke. Collateral
on one account does not support debt on another. See
Lending accounts.
Can someone else repay an account?
Can someone else repay an account?
Yes. Anyone can fund repayment, and overpayment is returned to the payer.
A paused debt listing can still block the transaction. See
Repay.
Can assets be supplied without becoming collateral?
Can assets be supplied without becoming collateral?
XOXNO has no separate non-collateral supply mode. The spoke must allow the
supplied asset as collateral. See Supply.
Rates and risk
Is the displayed APY guaranteed?
Is the displayed APY guaranteed?
No. Rates vary with utilization and market settings. Interest earned by
suppliers and owed by borrowers is reflected in their account balances.
See Interest and revenue.
Why can a withdrawal fail on a debt-free account?
Why can a withdrawal fail on a debt-free account?
The market still needs enough available cash, utilization must remain within
its ceiling, and the listing must allow withdrawal. See
Withdraw.
Does health factor above 1 allow more borrowing?
Does health factor above 1 allow more borrowing?
Health factor alone does not establish borrowing capacity. The account must
also have capacity under its
LTV limit, minimum collateral requirement, caps, and market conditions.
See Borrow.
What happens below health factor 1?
What happens below health factor 1?
The account is eligible for liquidation. Someone can repay debt and receive
collateral under the liquidation rules without the owner’s permission.
See Liquidations.
Can suppliers lose funds without borrowing?
Can suppliers lose funds without borrowing?
Yes. Smart contract failures, token risks, and market bad-debt write-offs
can affect supplied assets. There is no backstop that absorbs bad debt
before supply claims. See
Bad debt and suppliers.
Does an oracle outage stop repayment?
Does an oracle outage stop repayment?
Plain repayment does not need prices. Token transfers, payer authorization,
and listing controls still apply. See Oracles.
Configuration and integrations
Which assets are available?
Which assets are available?
Check the deployed market and the account’s spoke. A configuration row
alone does not prove that the asset is usable. See
Live configuration.
Can governance change an existing position's terms?
Can governance change an existing position's terms?
Yes. Designated roles can change settings through governance. Current LTV
and stored liquidation terms follow different update rules. See
Risk parameters and
Governance.
Does formal verification cover the whole product?
Does formal verification cover the whole product?
No. Verification results apply to the properties, code, and assumptions
checked. They do not guarantee solvency or prevent every loss.
See the security model.
Can a Blend position move to XOXNO?
Can a Blend position move to XOXNO?
Selected balances from an approved Blend V2 pool can migrate in one
transaction if the destination checks pass. See
Blend migration.
Where do integrators start?
Where do integrators start?
Use the developer quickstart, then the
guide for the intended action and its contract reference.