> ## Documentation Index
> Fetch the complete documentation index at: https://xoxno.com/docs/llms.txt
> Use this file to discover all available pages before exploring further.

# Markets on Stellar Lending

> Supported assets, the shared liquidity pool, and market status on XOXNO Stellar Lending.

A market is a supported asset you can supply or borrow on XOXNO Stellar Lending. All markets share one liquidity pool. Your account can use several markets at once.

## One pool for all assets

Unlike protocols with a separate pool per token, XOXNO keeps every listed asset in a single shared pool. USDC, XLM, stablecoins, and other tokens each have their own market settings, but liquidity and accounting live in one place.

That means your cross-asset position (for example XLM collateral with USDC debt) is managed in one account against the same pool.

## Which assets are available

Only assets that governance has listed appear on [XOXNO lending](https://xoxno.com/defi/lending). Typical markets include stablecoins, XLM, and other Stellar-native tokens. Each asset needs:

* Risk parameters (LTV, liquidation threshold, caps)
* A working price feed ([oracles](/stellar-lending/oracles))
* Active market status

If an asset is not listed, you cannot supply or borrow it yet.

## Market status

| Status         | What you can do                                                                                                      |
| -------------- | -------------------------------------------------------------------------------------------------------------------- |
| Active         | Supply, borrow, withdraw, and repay as usual, within risk limits.                                                    |
| Pending oracle | Listed but not ready. User flows that need prices are blocked.                                                       |
| Disabled       | Risk-increasing actions like new borrows may be blocked. Repay and supply may still be available to help you unwind. |

The lending app only offers actions that are allowed for the current status.

## Per-market settings

Each market has its own:

* Supply and borrow APY curve
* LTV and liquidation rules ([risk parameters](/stellar-lending/risk-parameters))
* Supply and borrow caps

Check the asset detail view on [XOXNO lending](https://xoxno.com/defi/lending) for live APY, caps, and whether the asset can be used as collateral or borrowed.

<Tip>
  **For developers:** Market lifecycle, listing flow, and config fields are in [markets](/stellar-lending/dev/markets).
</Tip>