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Lending on Stellar

Lend. Borrow. Stake. Stay liquid.

Lend, borrow, and stake your digital assets on Stellar — all from one account. Earn yield on what you supply, or borrow against it without selling.

Start earningExplore markets
1200
Total Value Supplied
1200
Total Borrowed
1200
Best Supply APY
1200
Market Participants

Four products, one protocol

Lend, borrow, and build leveraged strategies on a single protocol. Each position is isolated, so you manage risk asset by asset.

Lend & Earn

Stellar

Supply assets and earn interest paid by borrowers. Your balance accrues every block, and you can withdraw at any time.

Supply now

Borrow

Stellar

Access liquidity without selling. Post collateral and borrow against it, fully on-chain.

Borrow now

Long & Short

MultiversX

Open leveraged long or short positions on any supported market.

Open a position
How it works

A non-custodial protocol where every action is executed by audited smart contracts.

  1. 01

    Connect & supply

    Connect your Stellar wallet and supply an asset to start earning.

  2. 02

    Borrow against it

    Use your supply as collateral and borrow up to your limit, instantly.

  3. 03

    Multiply or earn

    Compound your interest, loop a position, or hold your supply and keep earning.

  4. 04

    Repay anytime

    No lock-ups. Repay and withdraw whenever you want.

Best Supply APY
15.6%
Active Markets
23
Market Participants
870
Network
StellarStellar
Why XOXNO

Built for speed and scale.

Fast finality, near-zero fees, and audited smart contracts on Stellar.

Instant settlement

Sub-second finality with near-zero fees on every transaction.

Fully on-chain

Every price, liquidation threshold and position is verifiable on-chain.

Cross-border ready

Stablecoins that settle globally in seconds, suited to remittances and trade finance.

Split positions

Each position is isolated, with its own collateral and health factor.

E-Mode & flash loans

Increase borrowing power with E-Mode, or build advanced strategies with flash loans.

Real yield

Earn a share of the fees generated across every XOXNO protocol.

Cross-Chain

XOXNO Bridge

Seamlessly transfer assets from 15+ chains to MultiversX. Fast, secure, and low-cost bridging with instant finality.

Logo of token ETHEthereum
Logo of token SOLSolana
Logo of token ARBArbitrum
Logo of token BASEBase
Logo of token POLPolygon
Logo of token AVAXAvalanche
+9 more
15+
Supported Chains
Multi-Chain Support

Bridge from Ethereum, Solana, Arbitrum, Base, Optimism, Avalanche, Polygon, and many more chains directly to MultiversX.

Start Bridging
Bridge Time
~60 seconds
Logo of token EGLDLogo of token XLM
Bridge now
Fast Mode
Available for USDC
Try Fast Mode
Popular Tokens

USDC, USDT, EGLD & more

Wide Token Support

Bridge popular stablecoins and major cryptocurrencies with competitive fees and fast settlement times.

View All Tokens
Logo of token EGLDLogo of token XLM
MultiversX & Stellar
Bridge Now
Bridge Now

Stellar lending, explained

XOXNO is a non-custodial DeFi protocol on Stellar. Its core product is a lending protocol — a money market where you supply assets to earn yield, borrow against your collateral, and build multiply or leveraged strategies.

Dive into the XOXNO ecosystem

Lend, borrow, multiply, and trade long or short on a non-custodial lending protocol on Stellar.Go to DeFi

XOXNO token
XOXNO LogoXOXNO Logo
  • Lending
  • Bridge
  • Swap
  • Insights
  • More
XOXNO LogoXOXNO Logo
Lending on Stellar

Lend. Borrow. Stake. Stay liquid.

Lend, borrow, and stake your digital assets on Stellar — all from one account. Earn yield on what you supply, or borrow against it without selling.

Start earningExplore markets
1200
Total Value Supplied
1200
Total Borrowed
1200
Best Supply APY
1200
Market Participants

Four products, one protocol

Lend, borrow, and build leveraged strategies on a single protocol. Each position is isolated, so you manage risk asset by asset.

Lend & Earn

Stellar

Supply assets and earn interest paid by borrowers. Your balance accrues every block, and you can withdraw at any time.

Supply now

Borrow

Stellar

Access liquidity without selling. Post collateral and borrow against it, fully on-chain.

Borrow now

Long & Short

MultiversX

Open leveraged long or short positions on any supported market.

Open a position
How it works

A non-custodial protocol where every action is executed by audited smart contracts.

  1. 01

    Connect & supply

    Connect your Stellar wallet and supply an asset to start earning.

  2. 02

    Borrow against it

    Use your supply as collateral and borrow up to your limit, instantly.

  3. 03

    Multiply or earn

    Compound your interest, loop a position, or hold your supply and keep earning.

  4. 04

    Repay anytime

    No lock-ups. Repay and withdraw whenever you want.

Best Supply APY
15.6%
Active Markets
23
Market Participants
870
Network
StellarStellar
Why XOXNO

Built for speed and scale.

Fast finality, near-zero fees, and audited smart contracts on Stellar.

Instant settlement

Sub-second finality with near-zero fees on every transaction.

Fully on-chain

Every price, liquidation threshold and position is verifiable on-chain.

Cross-border ready

Stablecoins that settle globally in seconds, suited to remittances and trade finance.

Split positions

Each position is isolated, with its own collateral and health factor.

E-Mode & flash loans

Increase borrowing power with E-Mode, or build advanced strategies with flash loans.

Real yield

Earn a share of the fees generated across every XOXNO protocol.

Cross-Chain

XOXNO Bridge

Seamlessly transfer assets from 15+ chains to MultiversX. Fast, secure, and low-cost bridging with instant finality.

Logo of token ETHEthereum
Logo of token SOLSolana
Logo of token ARBArbitrum
Logo of token BASEBase
Logo of token POLPolygon
Logo of token AVAXAvalanche
+9 more
15+
Supported Chains
Multi-Chain Support

Bridge from Ethereum, Solana, Arbitrum, Base, Optimism, Avalanche, Polygon, and many more chains directly to MultiversX.

Start Bridging
Bridge Time
~60 seconds
Logo of token EGLDLogo of token XLM
Bridge now
Fast Mode
Available for USDC
Try Fast Mode
Popular Tokens

USDC, USDT, EGLD & more

Wide Token Support

Bridge popular stablecoins and major cryptocurrencies with competitive fees and fast settlement times.

View All Tokens
Logo of token EGLDLogo of token XLM
MultiversX & Stellar
Bridge Now
Bridge Now

Stellar lending, explained

XOXNO is a non-custodial DeFi protocol on Stellar. Its core product is a lending protocol — a money market where you supply assets to earn yield, borrow against your collateral, and build multiply or leveraged strategies.

Dive into the XOXNO ecosystem

Lend, borrow, multiply, and trade long or short on a non-custodial lending protocol on Stellar.Go to DeFi

XOXNO token
$1.02M
Total Value Supplied
$231K
Total Borrowed
15.6%
Best Supply APY
870
Market Participants
XOXNO LogoXOXNO Logo
XOXNO LogoXOXNO Logo
$1.02M
Total Value Supplied
$231K
Total Borrowed
15.6%
Best Supply APY
870
Market Participants

XOXNO Network

XOXNO — the money market on Stellar. Lend, borrow, earn yield on stablecoins and crypto, and multiply, all in one non-custodial app.

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XOXNO LogoXOXNO Logo
Marketplace
  • Explore
  • Drops
  • Analytics
DeFi
  • Swap
  • Bridge
Lending
  • Lending
  • Multiply
  • Leverage
Account
  • My Profile
  • My Finances
  • Creator Profile
Create
  • Organize event
Join us
  • X Platform
  • Telegram
  • Discord